As a Collection Agency, We don’t simply work for our clients…

We Work With them…

Our mission statement is simple and our purpose is clear…We understand that it is your business and reputation, we will endeavor to act as if it was ours. Our collection services can be a great asset for your business. We would like to be your Collection Agency and invite you to contact us for any additional information regarding our collection services.

If We Don’t Collect, We Don’t Get Paid

Professional Services

We understand the value that your customer relationships means to your company. We treat all customers with professionalism and offer solutions that work to enhance your cash flow. We represent your company the way that you would represent your company.

Specified Credit Association is today’s most progressive loss prevention Collection Agency

Our purpose is to provide our clients with unmatched support, service and financial growth. Utilizing the latest technology, debt collection programs, and a highly skilled team of professionals, we are changing the way that collection agencies operate. Our purpose is to customize a program for each of our clients that will dramatically increase the monies recovered from past due accounts, as well as decrease the number of time accounts is outstanding.

"We have partnered with SCA over the last 10 years to handle collections on behalf of the properties we manage. Prior to starting with SCA, we had very little success in our efforts. With SCA our results have been terrific. They are professional, responsive, and great with follow-up and most importantly have been successful in helping us increase our collections substantially. Our account rep is great at communicating and we could not be happier. I would highly recommend giving them a chance. You won't be disappointed."

- Debi
"SCA is a professional collection agency that continues to meet and exceed our expectations with recovery. We appreciate the warm and courteous service of Toni Ramseyer and her team! We highly recommend SCA!"

- Greg
"We've been in a collection partnership with the Specified Credit team for nearly a decade. Toni and her team are easy to reach as well as clear and professional in their communications to both us and our mutual clients. Their reports sent to us and collected payment reports are timely and complete. We highly recommend Specified Credit for any organization looking for collection services."

- Devin
"Our medical office has been using Specified Credit for a few years now. And, let's be honest, sending a patient that you have physically cared for into collections is never the direction that you want to go down. But, after sending 5+ notices over months, it's time to bring out the big guns to get you paid. Toni and her team have always been professional and have actually gotten our accounts paid. It's nice, when you have questions that we get to speak with someone who understands the process and has the utmost professionalism. I'm happy that SCA is just a phone call or email away with help."

- Medical Doctor
"Thank you Toni and your great team for assisting us recover past due rents, and judgment collections. We had a closet full of files needing collections but never found anyone that would take on the job. Toni came and picked up all the files, logged them into their system, and has been sending us monthly updates on the collections status. Your teams persistence has obtained results. Thanks again for your professional help, and 5 star service!"

- Lesa